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Disclaimer

HEIN FINANCIAL GROUP has representatives and agents that are licensed to serve our client.s for both mutual funds, through Assante Wealth Management, and insurance in the provinces of Alberta, British Columbia, Saskatchewan, Manitoba and Ontario.

PLEASE NOTE: Not all agents and representatives are licensed in both mutual funds and insurance in all of above-mentioned provinces. An appropriately licensed representative or agent will handle all transactions. As such, this communication does not constitute an offer or solicitation by anyone in any jurisdiction in which such and offer or solicitation is not authorized or to any person to whom it is unlawful to make such an offer or solicitation. Prospective investors who are not resident in Canada should consult with their financial planners to determine if these securities may be lawfully sold in their jurisdiction.

Please READ the PROSPECTUS BEFORE INVESTING your money. MUTUAL FUNDS are NOT GUARANTEED, their VALUES CHANGE FREQUENTLY, and PAST PERFORMANCE may NOT be REPEATED.

Commissions, trailing commissions, management fees and expenses may all be associated with mutual fund investments.

Medical and underwriting requirements are needed to assess insurance coverage and premiums. Values, quotes, and projections are for illustration purposes only. HEIN FINANCIAL GROUP and Assante Wealth Management will not be held liable for any inaccuracies in the information presented in any linked site to this website. The contents of this website are for information purposes only.

Under no circumstances should the contents of this website be considered .advice. and relied upon as substation for consultation with a financial or tax advisor. Comments and suggestions made are based on current and local investment and tax laws, which DO CHANGE over time. Please consult your advisors in making financial decisions.

This material is provided for general information only and is subject to change without notice. Please consult with a Hein Financial advisor before taking any action on this information. The opinions expressed are those of the authors and not necessarily those of Assante Wealth Management.

Assante is an indirect, wholly-owned subsidiary of CI Financial Corp. (“CI”). The principal business of CI is the management, marketing, distribution and administration of mutual funds, segregated funds and other fee-earning investment products for Canadian investors through its wholly-owned subsidiary CI Investments Inc. If you invest in CI products, CI will, through its ownership of subsidiaries, earn ongoing asset management fees in accordance with applicable prospectus or other offering documents.

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